You need to have money to gamble. Some people start to gamble more because their situation changes and they have access to more money to gamble with.
Typically, this is when people start earning a salary for the first time.


It could be the ease of access to credit, like overdrafts, loans or credit cards.
And money was quite easy to get hold of. I could take loans out at work with the company I was working for. I just used to roll one loan into another, into another, so I’d part pay it off and create a bigger debt, credit cards, all that sort of thing on top of that. And it just manifested, and I became more secretive with my gambling, lying, cheating, stealing all those, all those patterns of behaviour, more angry, more frustrated.
For some, gambling escalates when they receive a considerable sum. This could be inheritance, a pay-out, property sale or a student loan.
I was awarded over £100,000 in compensation basically, and like I say, my mental health deteriorated. Before the court case, I tried ending my life, and after the court case, I tried to end my life. I was finding it really difficult to socialize with anybody, including my family. I was stuck in my room at home. I had this large compensation money, and this is where I found online gambling. I found online gambling, and unfortunately, I ended up losing all my compensation money within four months.
It became something that I enjoyed doing. At that stage, I wasn’t gambling large amounts. It was just I didn’t have a lot of money. I suppose I had a paper round, and then I moved into being a student so I had a student grant. I think when I became a student, I started to gamble more, definitely, being given that lump sum of money, getting my grant money.